One API.Every payment rail.Instant settlement.

Route transactions across Visa Direct, Ozow, Paystack, and PayFast automatically. Instant push-to-card. Cross-border to 190+ countries. Cryptographic proof on every transaction.

Live in South Africa · Nigeria Q4 2026 · Kenya Q1 2027 · UK 2027

The orchestration layer

One API call. Routed to the right rail.

FinVeil sits in front of every licensed payment operator. Your code calls one endpoint — we pick the fastest, cheapest path to the recipient.

Business triggers

Payroll runs
Salary advances
Repayments
Invoices
Subscriptions

FinVeil Gateway

Orchestration layer

Smart routing
Webhook normalisation
Retry + idempotency
Audit receipts
Failover

Licensed providers

VISAVisa Direct
ozowOzow
Paystack
payfastPayFast

The FinVeil platform

One platform. Smart routing. Provable transactions.

Every module works standalone or together. Pay only for what you use.

Payment Orchestration

One API call. We pick the fastest, cheapest rail.

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FinVeil Connect

Split payments between multiple parties. The Stripe Connect for South Africa.

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Instant Payouts

Push to any Visa card in under 30 minutes. Bulk EFT for volume.

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Transaction Proof

Tamper-evident receipt for every transaction. Audit-ready.

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Collections API

Accept cards, instant EFT, and bank payments. One integration.

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Payment Links

Share a link. Smart routing. Receipt included. No code.

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Multi-Currency Wallets

Beta

Hold, convert, and disburse across currencies. Real-time FX. Available to early-access tenants.

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Conditional Payouts

Release funds on approval, milestone, or time delay. Programmable rules.

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Auto-Reconciliation

Every provider. Every transaction. Matched in real time.

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Tax Engine API

Embeddable SA tax estimation and comparison. REST API.

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Rates & Inflation API

Live SARB repo, prime, CPI. One endpoint.

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Wellness Suite

Financial health scoring for workforce analytics.

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Mix and match. Pay only for what you use.

Why this matters

Infrastructure built for scale.

The numbers behind the platform — reach, speed, reliability, and proof on every transaction.

0+

Countries reachable via Visa Direct

Source: Visa Direct Global Coverage

< 30 min

Push-to-card settlement time

Source: Visa Direct Fast Funds

0

SA payment rails integrated

Source: FinVeil platform

0%

Transactions with cryptographic proof

Source: FinVeil Transaction Proof

R0B+

Annual digital transaction volume in SA

Source: SARB Payment Statistics 2025

0.0%

Platform uptime SLA

Source: FinVeil infrastructure

From keys to scale

Five steps to live payments.

Get API keys, integrate one endpoint, test in sandbox, flip to production — then scale across rails, currencies, and countries.

01 / 05·2 minutes

Get API Keys

Create your account. Sandbox credentials in 2 minutes. No credit card.

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Early access

Pilot integration case studies coming soon.

We are onboarding our first cohort of pilot platforms across gaming, marketplaces, and cross-border. Volume metrics and case studies will be published here once available.

Join the pilot programme

First 10 platforms onboard with zero monthly fees for 90 days — pay only per-transaction.

Apply for pilot

Ready to move money faster?

Get API keys in 2 minutes. Test in sandbox. Go live when you're ready.